# When Is an FIR Required for Motor Claims?

> Theft, third-party injury, and major accidents—documentation rules by scenario.

Category: Motor Insurance
Read time: 1 min
Source: https://whiteshield.insure/knowledge-centre/motor-claim-fir-guide.html
Markdown URL: https://whiteshield.insure/knowledge-centre/motor-claim-fir-guide.html.md

FIR requirements vary by claim type and insurer. Theft and third-party injury cases typically need police reports. Own-damage-only accidents may proceed with surveyor assessment without FIR in many states.

White Shield advises based on insurer wording and local practice—file FIR when in doubt to avoid repudiation.