# Zero Depreciation Add-On for Car Insurance

> When full parts replacement without depreciation makes financial sense.

Category: Motor Insurance
Read time: 1 min
Source: https://whiteshield.insure/knowledge-centre/motor-zero-depreciation.html
Markdown URL: https://whiteshield.insure/knowledge-centre/motor-zero-depreciation.html.md

Zero depreciation add-ons eliminate parts depreciation during own-damage claims—most valuable for vehicles under five years old. Premium increases with vehicle age; compare against expected claim frequency and garage costs.

Not all parts qualify universally—verify tyre, battery, and plastic component exclusions.