# Policy Renewal and Portability Tips

> Start 45 days before expiry, compare retention offers, and avoid coverage gaps.

Category: Health Insurance Guides
Read time: 1 min
Source: https://whiteshield.insure/knowledge-centre/renewal-portability-tips.html
Markdown URL: https://whiteshield.insure/knowledge-centre/renewal-portability-tips.html.md

Begin renewal review 45 days before expiry. Compare retention offers with market alternatives while evaluating waiting period portability credits.

Never allow policies to lapse—restoration may require fresh underwriting and leave families exposed.