# Super Top-Up Plans: Affordable High Coverage

> Deductible-based plans that activate after base policy sum insured is exhausted.

Category: Family Insurance
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Source: https://whiteshield.insure/knowledge-centre/super-top-up-plans.html
Markdown URL: https://whiteshield.insure/knowledge-centre/super-top-up-plans.html.md

Super top-up policies activate after a deductible threshold—often matching your base policy sum insured. Pairing ₹5 lakh base with ₹20 lakh super top-up delivers high total cover at lower combined premium.

Ensure deductible alignment exactly; mismatch can leave a coverage gap.