Protection that will stay with you

An IRDAI registered broker represents your interests, not a single insurer. White Shield compares multiple insurers, explains policy wordings in plain language, assists with claims across companies, and provides ongoing renewal and coverage reviews. You receive unbiased advice and dedicated support throughout the policy lifecycle.

Insurance brokers are compensated by insurers through agreed commission structures regulated by IRDAI. Customers do not pay separate brokerage fees for standard policy placement. Any applicable fees for specialized services are disclosed transparently before engagement.

Yes, in many cases we provide claims assistance services for policies bought elsewhere, subject to engagement terms. Our claims desk can guide documentation, insurer communication, and escalation. Contact us with your policy details for a consultation.

Timelines depend on claim type, documentation completeness, and insurer processes. Cashless health claims at network hospitals may be approved within hours. Reimbursement and motor claims typically take 15–30 days when documents are complete. We track every case and follow up proactively.

White Shield partners with 20+ leading insurers including Star Health, Care Health, Niva Bupa, HDFC ERGO, ICICI Lombard, Bajaj Allianz, Tata AIG, SBI General, New India Assurance, and others. We recommend insurers based on product fit, service quality, and claims experience.

Renewals are a core service. We review your existing coverage, compare alternatives, negotiate retention benefits, and ensure continuity without lapse. Submit your policy details through our Renew Policy page or speak with your assigned advisor.

Schedule a consultation with a White Shield advisor. We prepare side-by-side comparisons of sum insured, sub-limits, co-pay, waiting periods, network hospitals, premiums, and claim settlement trends relevant to your profile.

Documents vary by claim type. Health reimbursement typically requires claim form, hospital bills, discharge summary, investigation reports, and KYC. Motor claims need FIR (if applicable), license, RC, estimate, and photos. We provide a customized checklist when you notify us.