Health insurance protects you from the financial impact of medical emergencies, planned surgeries, and ongoing healthcare needs. As an IRDAI registered broker, White Shield compares individual, family floater, and senior citizen plans across leading insurers to match sum insured, room rent limits, co-pay structures, and network hospital access with your budget and medical history.

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Key benefits

Cashless treatment at network hospitals nationwide
Coverage for pre and post hospitalization expenses
Daycare procedures without 24-hour admission requirement
No Claim Bonus and restoration of sum insured options
Critical illness and maternity add-ons where applicable

Who it’s for

Individuals without employer-sponsored coverage
Families seeking a single floater policy for parents and children
Self-employed professionals and business owners
Anyone upgrading from basic employer cover to comprehensive protection

Corporate Health Insurance

Group health insurance strengthens employee retention, reduces absenteeism, and demonstrates organizational care. We design plans for startups (10+ lives), growing SMEs, and enterprises with flexible sum insured slabs, parental coverage, maternity benefits, and wellness partnerships.

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Key benefits

Customizable sum insured by employee grade
Parental and dependent coverage extensions
Corporate wellness and mental health program integration
Dedicated HR and employee claims helpline
Renewal benchmarking across insurer quotes

Who it’s for

Startups building their first employee benefits package
SMEs renewing or restructuring group mediclaim
HR teams seeking better claims experience for employees
Companies expanding to multiple office locations

Term Insurance

Term insurance provides high life cover at affordable premiums for a fixed policy term. It is the foundation of financial planning for families with loans, children's education goals, or dependent parents. White Shield compares pure term plans, return-of-premium variants, and riders across insurers.

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Key benefits

High coverage amounts at low annual premiums
Critical illness, accidental death, and waiver of premium riders
Tax benefits under Section 80C on premiums paid
Flexible policy terms up to age 85 on select plans
Online medical underwriting for faster issuance

Who it’s for

Primary earners with financial dependents
New parents and couples with home loans
Young professionals starting long-term protection early
Business partners needing key person coverage

Motor Insurance

Motor insurance is mandatory for third-party liability and essential for protecting your vehicle investment. We offer comprehensive and third-party plans for private cars, commercial vehicles, and two-wheelers with add-ons like zero depreciation, engine protect, and roadside assistance.

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Key benefits

Own damage cover for accidents, theft, fire, and natural calamities
Third-party liability cover as per Motor Vehicles Act
Cashless repairs at insurer-authorised garages
No Claim Bonus transfer and retention guidance
Add-ons tailored to vehicle age and usage patterns

Who it’s for

New vehicle owners seeking comprehensive first-year cover
Families with multiple cars needing consolidated renewal support
Commercial fleet operators requiring claims coordination
Two-wheeler commuters in high-traffic urban areas

Travel Insurance

Travel insurance safeguards your trip investment and health abroad. Coverage includes medical emergencies, trip cancellation, baggage loss, flight delays, and personal liability. We issue single-trip, multi-trip annual, and student travel policies.

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Key benefits

Emergency medical expenses including evacuation
Trip cancellation and curtailment reimbursement
Lost passport and baggage assistance
Adventure sports cover on select plans
Schengen-compliant policies for visa applications

Who it’s for

International vacation and business travellers
Students pursuing education overseas
Families on domestic holidays with prepaid bookings
Senior citizens travelling with medical considerations

SME Insurance

Small and medium enterprises face diverse risks from property damage, business interruption, employee injury, and cyber incidents. White Shield bundles fire, burglary, machinery breakdown, marine, and liability covers into coherent SME protection programs.

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Key benefits

Combined property and business interruption cover
Employee compensation and group accident policies
Cyber liability and data breach response options
Flexible payment terms aligned with cash flow
Single advisor for multiple policy renewals

Who it’s for

Manufacturing and warehouse operations
Retail chains and franchise businesses
IT and professional services firms
Trading companies with goods-in-transit exposure

Property Insurance

Property insurance protects buildings, contents, and fixtures against fire, lightning, explosion, storm, flood, and burglary. We cover homes, offices, shops, warehouses, and industrial plants with accurate reinstatement value assessment.

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Key benefits

Building and contents cover on reinstatement basis
Natural catastrophe extensions where available
Tenant and landlord liability options
Rent loss cover for landlords
Burglary and electronic equipment add-ons

Who it’s for

Homeowners with significant interior investments
Commercial property owners and REIT managers
Shopkeepers and restaurant operators
Industrial units with machinery and stock

Liability Insurance

Liability insurance protects businesses and professionals from legal claims arising from bodily injury, property damage, negligence, or product defects. Products include public liability, professional indemnity, directors and officers, and product liability covers.

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Key benefits

Legal defence cost coverage within policy limits
Protection against third-party injury and property claims
Professional indemnity for doctors, architects, consultants
D&O cover for board members and executives
Contractual compliance for client mandates

Who it’s for

Medical practitioners and clinics
Architects, engineers, and IT consultants
Product manufacturers and exporters
Company directors seeking personal asset protection

Partners

Insurers we compare

Active relationships across leading insurers—so recommendations stay competitive and claim servicing stays reliable.

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Not sure which product fits? An advisor will map your needs to the right coverage mix.

IRDAI registered broker
24×7 claims assistance
No-obligation advisory