Motor Insurance
When Is an FIR Required for Motor Claims?
Theft, third-party injury, and major accidents—documentation rules by scenario.
FIR requirements vary by claim type and insurer. Theft and third-party injury cases typically need police reports. Own-damage-only accidents may proceed with surveyor assessment without FIR in many states.
White Shield advises based on insurer wording and local practice—file FIR when in doubt to avoid repudiation.